Structured Settlements

Structured Settlements

What you should know about a Structured Settlement

If you are a claimant in a case involving personal injury or wrongful death, a structured settlement is designed to effectively meet your financial needs with a secure stream of triple tax-free (including federal, state and local) periodic payments.

Structured settlements are typically funded by purchasing one or more annuities from a highly rated life insurance company, which makes the payments to the injured person. These payments may be made for any length of time, even a lifetime. In the event of the injured party's death, the guaranteed portion of the settlement may be made to the estate or a named beneficiary such as a spouse or child.

The flexibility of the structured settlement proposal is limited only by the creativity of the structured settlement broker and the information provided. At Legacy Settlements, the role of our structured settlement consultants is to sit down with you to thoroughly discuss and understand your unique situation and exact financial needs. Your structure consultant then designs proposals that will fund your needs with a secure, triple tax-free stream of future payments.

Stucture Return Rate: Tax Bracket:
  27% * 30% * 35% * 38.6% *
5.0% 6.85% 7.14% 7.69% 8.14%
5.5% 7.53% 7.86% 8.46% 8.96%
6.0% 8.22% 8.57% 9.23% 9.77%
6.5% 8.90% 9.29% 10.00% 10.59%
7.0% 9.59% 10.00% 10.77% 11.40%
7.5% 10.27% 10.71% 11.54% 12.21%

* Figures would be even higher with state and local taxes.

If you find yourself in any of the following situations, a structured settlement may be a smart solution:

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